‘I am a firm believer keeping health insurance if at all possible, and paid the extremely high premium per month as long as I could just for my own piece of mind’
I worked in a car dealership for 12 plus years and in 2008 decided to make a career change to selling indemnity insurance with a great company who has a great product and great opportunity for financial growth.
At the same time I met the love of my life that lived in another state and I ended up relocating not thinking it would be so difficult to find another job (I could have stayed in the insurance business when moving but at that time realized the economy was not allowing people to purchase any extra health insurance so the timing in my career change was off). I realize now I should have done some homework before moving however, I was in love and never had a problem with finding work in the past and felt I was marketable in many other fields.
Trying to stay motivated and reminding myself that I am smart, hard working and have tons of potential was the hardest part of being out of work. Each week it became harder and harder to stay motivated. I would go on an interview thinking I would finally have a job, only to be let down by no call back or no real understanding why I wasn’t hired. I applied for jobs that fit my work history and even jobs that I was willing to start at the bottom in hopes to work my way up.
In all the applications and interviews I went on know one actually said it out loud but I did notice over time that when filling out applications the questions being asked became geared towards them trying to find out how long I was unemployed.
I did have COBRA health insurance with its astronomical pricing and did exhaust the time frame allowed to carry it. I am a firm believer keeping health insurance if at all possible, and paid the extremely high premium per month as long as I could just for my own piece of mind. I was trying to obtain individual health insurance before my COBRA ran out but the insurance company I was applying with, repeatedly kept asking for more information (letters, blood test, ect.) and I eventually gave up because more blood tests were asked for after the my COBRA expired and couldn’t afford to pay out of pocket for more tests to obtain it.
When you are looking for employment it’s really is hard to tell what the problem is when applying for a position. If I had to guess it would be a couple of factors. More competition and employers being overwhelmed with the amount of applicants. There is no standard way to apply for job it depends on the company. Some employers will say “You need to submit an application online from our website and it will go through HR” and when looking online some employers will say “Please see the store manager in your location for open positions.” If you are lucky you will actually get a human being to see who you are and possibly have a conversation with them.
On several occasions I had 2 or 3 interviews with 2 or 3 different people at the same company only to find out that they decided to go in another candidate. That is very frustrating especially when you haven’t got a clue as to what happened. How do you go on 2 or 3 interviews and not get the job? No explanation given!
My other favorite is the company that tells you are overqualified. Can someone please explain what this term means when you are looking for employment? Especially, with this economy and job market. Sure I may be overqualified, but wouldn’t that be my call? These employers don’t have a clue what my financial status is so how could they judge that way?
After search for almost a year I did finally find employment. But after being in my new position for over a year now, I am on the search once again. I have found that employers are using the current employment crisis to there advantage. I unfortunately found a company who is lining there pockets with no care for who works for them.
Initially when I started looking I was looking in the newspaper, looking online, or just walking into businesses and asking. After the first several months of doing this, I found out that most businesses in my area like to use employment agencies. This came from looking on careerbuilders.com by accident. I have been very fortunate over the years with my employment so this was weird to me and didn’t quite get it at first.
I found a company and position that I was interested in and applied. The employment agency called me. I come to find out that when applying for quite a few positions online the employment agency offering the position is the one posting the job(s). So here is what happens. You are browsing around online at administrative/clerical jobs; you find something you are interested in. You click to read more about the job and get excited because it fits what you are looking for. The name of the company is XYZ and you apply. The next thing you know you get an email or call for an employment agency about a position you applied for. At that time you are little perplexed and explain that you didn’t apply with an agency you applied to XYZ. Who ever you are on the phone with explains that this position was posted by them and they would like to set up an interview with you.
So you go to XYZ Employment Agency were you are interviewed about the position(s) you are looking for and tested before you are even considered for a position this company or any company that goes through them. At first this seems like a great thing. Someone else helping you look. The problem with this is the people working at the employment agencies are just as overwhelmed with people looking for work that it’s impossible to expect them to actually be any help or have your best interest at heart.
So, the agency calls you and says we have a position that came in for EFG Company and gives you the job description and asks if you would be interested. You say yes, so the agency submits your resume to EFG Company. Now you sit at wait just like you would if you applied yourself the difference is, if EFG Company is interested they call the agency who in turn calls you to set up the interview. You go on the interview and give your best and now you wait for the agency to call you to see if you have been hired. Plus, once you do get a position with a company using the employment agency you have to work a certain amount of hours under the agency (equivalent to about 90 days or 3 months) before you can actually be considered to be hired full time/part time permanently with the company you are actually working for.
Then if you are actually hired by the company you have been working for, for the past 3 months you have to wait another 90 days before any benefits are available (the catch—the company you are actually working for doesn’t actually have to hire you if they don’t like you or feel you are qualified). My tip is this; don’t give up, if you are a hard working, dedicated person you will succeed if you just keep trying. Use everyone you can to help you find a job no matter how weird it may be. Times have changed so we have to try and change with it.
Annette F., via email